About the Role
The Loan Originator is responsible for generating new business through client outreach, referral networks, and lead follow-up. This role involves assessing borrower needs, structuring loans, collecting documentation, and guiding clients through the loan application and closing process. The ideal candidate is self-motivated, customer-focused, and knowledgeable about home equity lending products, guidelines, and compliance standards.
What You’ll Do
- Originate mortgage loans through inbound/outbound leads, referrals, and personal networking.
- Analyze borrowers' financial situations and recommend appropriate loan products.
- Educate clients on loan features, terms, and repayment options.
- Collect and review initial documentation to ensure application packages are complete and compliant.
- Maintain strong knowledge of current lending guidelines, loan products, interest rates, and compliance regulations.
- Collaborate with processors, underwriters, and closing teams to ensure a smooth and timely loan process.
- Build and maintain relationships with realtors, brokers, builders, and other referral sources.
- Accurately maintain systems with up-to-date loan pipeline data and client communications.
- Meet or exceed monthly production goals while ensuring quality and compliance.
- Provide exceptional customer service.
What You’ll Bring
- High school diploma or equivalent required
- Bachelor’s degree preferred
Skills & Qualifications
- Excellent verbal and written communication skills
- Strong sales, negotiation, and relationship-building abilities
- Familiarity with Calyx or similar LOS software a plus
- Ability to work independently and manage time effectively in a remote environment
Why Join Us?
- Competitive compensation structure (base + commission)
- Remote flexibility
- Opportunity to work with a supportive, experienced team
- Career growth and training opportunities