Matium Director of Credit and Compliance Remote · Full time Company website

Apply for Director of Credit and Compliance

Founded in 2021 by a former plastics trader and his cousin, Matium is building the digital ecosystem for manufacturers, producers, recyclers, distributors, and traders of raw materials to transact directly with one another. What started in plastics has grown into a rapidly expanding network of over 900 companies — including industry leaders transacting hundreds of millions of pounds of material through the platform. In 2026, Matium is expanding beyond plastics into adjacent markets including paper, metals, and industrial packaging. Matium combines a private CRM/ERP, a verified trading network, a peer-to-peer marketplace with AI-powered matchmaking and auction capabilities, automated freight booking, and embedded transaction financing. Companies can join and trade for free, with premium offerings designed to either fully automate deal execution (“Verified”) or empower internal teams with market intelligence and workflow optimization (“Intelligence”). At its core, Matium exists to modernize how raw materials move — reducing financial waste, operational friction, and unnecessary complexity across global supply chains. We are building long-term market infrastructure, not just software.

Detailed Job Description

Credit & Underwriting Oversight

• Develop and manage buyer underwriting standards for marketplace participation
• Oversee transaction approval workflows tied to insured and financed trades
• Coordinate with trade finance and credit insurance partners to ensure coverage integrity
• Establish risk thresholds and exposure limits across counterparties
• Monitor portfolio risk and proactively manage credit concentration

KYC / AML & Regulatory Compliance

• Design and enforce KYC and AML procedures across all verified participants
• Oversee beneficial ownership documentation, sanctions screening, and ongoing monitoring
• Ensure counterparty verification standards are consistently applied
• Maintain audit-ready documentation for compliance reviews
• Stay current on regulatory changes affecting trade finance and payments

Transaction Governance

• Work closely with Verified Agents to ensure transactions meet underwriting and compliance criteria
• Implement structured approval systems that balance risk and velocity
• Partner with Accounting to ensure clean settlement reconciliation
• Establish escalation protocols for risk exceptions

Risk Analytics & Monitoring

• Develop reporting frameworks to track exposure, loss risk, and insured volume
• Monitor transaction patterns for fraud, irregular activity, or concentration risk
• Partner with Data/Analytics to refine risk scoring models
• Ensure compliance systems scale as new verticals are launched

Cross-Functional Leadership

• Collaborate with CFO to align risk strategy with capital and liquidity management
• Support Head of Marketplace in embedding risk controls seamlessly into product workflows
• Partner with Market Development to ensure onboarding standards are clear and enforced
• Serve as internal authority on trade risk and regulatory integrity

What Success Looks Like

• Clean underwriting framework that scales with GMV growth
• Zero breakdowns in insured transaction integrity
• Strong KYC/AML enforcement without slowing marketplace velocity
• Clear visibility into exposure and counterparty risk
• Audit-ready compliance infrastructure as transaction volume expands

Desired Skills & Requirements

• 8+ years of experience in credit underwriting, trade finance, risk management, or compliance
• Experience working with credit insurance structures preferred
• Strong understanding of KYC, AML, sanctions screening, and counterparty verification
• Experience in fintech, trade finance, banking, logistics, or marketplace environments preferred
• Strong analytical capabilities and familiarity with risk modeling
• Ability to design structured processes that scale
• High attention to detail and regulatory discipline
• Strong communication skills and ability to operate cross-functionally

Compensation

• Base Salary: $150,000 – $185,000 (commensurate with experience)
• Equity participation
• Performance-based bonus potential
• Full benefits package

Our Core Values

Work Smart

We believe in thinking before acting. Strategy comes first. We ask better questions, challenge assumptions, and design systems that scale. Speed matters — but intelligent speed matters more.

Be Open

We are open to learning, open to being wrong, and open with each other. We value honesty over comfort and transparency over politics. Growth requires humility — and humility creates trust.

Move Forward

We reflect, we learn, and then we keep going. We do not dwell on mistakes or cling to ego. We correct, adapt, and progress. Momentum is earned through consistent forward movement.