Loankea LLC Loan Advisor Remote · Full time Company website

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Founded in 2020, Loankea was built to solve a gap in the mortgage industry: to deliver complex, tailored financing — not just simple conventional lending — to borrowers who don’t fit neatly into boxes. Rather than leaving high-potential borrowers underserved, we bring deep structuring expertise, nimble underwriting, and a digitally streamlined experience together in one place. Based in the San Francisco Bay Area, we combine fintech innovation with real estate finance know-how, serving clients coast-to-coast

Join our experienced financial team as a Mortgage Loan Advisor, where your expertise will drive the journey in real estate for countless clients. In this energetic role, you will serve as a trusted advisor, guiding borrowers through the mortgage lending process with enthusiasm and professionalism. Your proactive approach and industry knowledge will ensure seamless loan origination, compliance adherence, and exceptional customer service. This position offers a vibrant environment where your skills in negotiation, financial analysis, and relationship building will thrive, helping clients turn their homeownership dreams into reality.

Responsibilities

• Assist clients in understanding mortgage options, including loan products and terms, ensuring clarity and confidence throughout the process
• Conduct thorough credit analysis and risk assessment to determine loan eligibility in accordance Agency and Non-Agency guidelines and industry regulations
• Manage the loan origination process using Loan Origination Systems (LOS) and financial software to prepare accurate documentation and track application progress
• Negotiate initial terms with clients and third-party partners while ensuring compliance with TILA (Truth in Lending Act), Fair Housing regulations, and banking regulatory standards
• Collaborate closely with processing team, underwriters, account executives, and escrow officers to facilitate smooth loan processing and closing procedures
• Maintain up-to-date knowledge of mortgage lending regulations, including industry standards for fair housing, financial compliance, and banking laws
• Build strong relationships with clients through effective communication, personalized service, and consistent follow-up to foster trust and satisfaction

Qualifications

• Proven experience as a Loan Officer or Mortgage Loan Advisor or MLO Assistant with track record
• Strong understanding of mortgage products, loan processing, underwriting, and industry-specific software such as Arive or other financial management tools
• Excellent negotiation skills paired with a solid grasp of credit analysis, financial sales techniques, and risk assessment strategies
• Knowledge of mortgage regulations including Agency and NonQM guidelines, TILA compliance, Fair Housing laws, and banking regulatory standards
• Proficiency in basic math skills, 10-key typing accuracy, and accounting software to ensure precise calculations and documentation
• Exceptional customer service abilities with a focus on client communication and relationship building in financial sales
• Ability to interpret contracts, escrow documents, and legal requirements related to mortgage lending processes
• Industry knowledge of financial regulations combined with experience in loan origination systems (LOS) is highly desirable

Join us to be part of a vibrant team dedicated to empowering clients through expert guidance in mortgage lending. Your energy and expertise will make a meaningful difference in helping individuals achieve their homeownership goals!

Benefits:

• Flexible spending account
• Referral program
• Tuition reimbursement
• Work from home