American Family Insurance - Hill Agency & Associates LLC Risk Advisor St Louis, MO · Full time Company website

You would play a crucial role in the agency by quoting and onboarding new clients. You would earn a base pay + commission + renewals + bonus. Our goal would be for you to establish a client base within the agency where you would earn a generous commission plus renewals on the clients you on-board & retain.



The Risk Advisor role markets, prospects, and sells American Family Insurance products in all product lines.  Maintains effective customer relationships, understands customers' needs and matches them with appropriate product and service offerings. Promotes brand awareness through participation in Agency and community events. 


The Risk Advisor is responsible for attaining sales, profitability and service goals for all product lines. 

We feel it is important to note that our agency prides itself on our values:

  • Family Oriented
  • Integrity
  • Adaptable
  • Compassionate
  • Results Driven

Our purpose as an agency is to leave everyone in a better position than they were before.

If you feel you would resonate well with these values, I encourage you to apply. You would be entering a fun office environment and would become part of our family. See below for more information.

Insurance Sales:   

  • Develops knowledge of the local market dynamics for business development opportunities for all product lines.
  • Helps the Agency grow by using consultative selling techniques to sell insurance products to new customers. 
  • Proactively cross sells and or coordinates with agency team members to provide additional coverage to existing customers. 
  • Prospects for new business through leads, telephone calls, networking events, trade shows and personal contacts (Includes leads through COI, social media, B2B and B2C networks, and sales lead groups) 
  • Secures new business through individual effort and established lead methods. 
  • Prepares quotations and applications and delivers effective presentations in order to close sales. 
  • Complies with underwriting guidelines and contacts appropriate division for underwriting guidance when needed. 
  • Conducts sales and review appointments with prospective and current customers. 
  • Meets and exceeds sales goals. 


Company and Brand Promotion:  

  • Develops, maintains, and cultivates community contacts to enhance agency visibility and maximize new business opportunities. 
  • Participates in events designed to promote brand awareness and educate consumers. 


Knowledge and Skill Development: 

  • Continually improves knowledge in area or field of specialization, insurance industry, products, underwriting requirements, sales, customer service and supporting technology. 
  • Participates in continuing education and professional designation programs. 



  • Required by state statutes to have proper insurance licensing to sell, solicit or negotiate insurance products.  The following lines of authority are required for this position:  Property; Casualty; and Life; (Health is optional) 
  • Valid driver’s license required. 
  • Full licensing is required before you are able to sell.

Role Requirements:  

  • Ability to work independently to plan, set priorities and organize work. 
  • Active involvement in the local community 
  • Demonstrated sales and customer service experience. 
  • Excellent oral and written communication skills 
  • Demonstrated analytical skills. 
  • Experience with PC software applications (Microsoft Office Suites, Microsoft Edge, etc.) 
  • Experience using a wide range of digital devices such as smartphones, tablets and laptop computers. 


Preferred Knowledge/Skills/Education/Designations: 

  • Demonstrated knowledge of insurance concepts and principles 
  • Demonstrated effective multi-line insurance prospecting and sales experience. 


Working Conditions:  

  • Non-typical schedules (evenings or weekends) may be necessary on occasion. 
  • General office setting/Remote Work is available on a limited basis. 


Compensation Schedule:

  • Base Salary
  • Lucrative commission schedule on New Business and Renewals.
  • Bonuses
  • Fun campaigns that include reward trips and time off 
  • Income potential is unlimited. 


Benefits Included for a W2 Risk Advisor position: 

  • Maintain a good work/life balance. 
  • Health, Dental, Vision & Life Insurance Plans
  • Matching 401k & 529
  • Agency sponsored Life Insurance of your choice ($100/month limit) after 1 year. 
  • Generous PTO Policy
  • Test drive the company with potential for career advancement. 
  • Experience! 


$42,500 - $75,000 per year